Introduction

The Ringgit Malaysia Normal Savings Account is an interest bearing passbook account.  Customers can withdraw the usable balance in the account at any time.

Product Features

  • Passbook will be issued.　　 
  • Account can be opened singly or jointly. 　　　　　
  • Initial Deposit of MYR20.
  • Minimum balance of MYR20 at any one time.
  • Interest bearing deposit account.
  • e-Statement will be provided on a monthly basis upon enrolled of e-Statement facility.

Fees & Charges

Please refer to our Bank's latest Service Rates & Tariffs listing.

Interest Rate

Please refer to our latest published Savings Account interest rate.

Interest Calculation

Interest will be payable every half yearly.

Eligibility

All Malaysian citizens, permanent residents and foreigners.

Required Documents

Type of Account Account Opening Documents
Malaysian citizens or permanent residents
  • Valid National Registration Identity Card (NRIC) such as MyKad; and/or
  • Other supporting documents such as driving licence, passport, etc.

 

Note: One of the Residential / Permanent / Correspondence address must be same with NRIC, otherwise one of the following applicant's supporting document must be provided;

  • A current utility bill; or
  • latest bank statement; or
  • stamped tenancy agreement; or
  • latest telecommunication bills.  
Foreigner
Foreigner working in Malaysia
  • Valid Passport with enforceable for at least 6 months; and
  • A valid Work Permit with enforceable for at least 6 months; and 
  • A employment letter; and
  • Document to prove address in Malaysia*; and/or
  • Other supporting documents.
Foreigner with Dependant visa
  • Valid Passport with enforceable for at least 6 months; and
  • A Dependant visa with enforceable for at least 6 months; and
  • A valid Marriage Certificates (if married to Malaysian Resident); and
  • Document to prove address in Malaysia*; and/or
  • Other supporting documents.
Foreigner with MM2H visa  
  • Valid Passport with enforceable for at least 6 months; and
  • A MM2H visa with enforceable for at least 6 months; and/or
  • Other supporting documents
Foreign Student
  • Valid passport with enforceable for at least 6 months; and
  • A valid student visa with enforceable for at least 6 months; and
  • An enrollment letter from the College/School; and
  • Document to prove address in Malaysia*; and/or
  • Other supporting documents

 

* One of the following applicant's supporting document must be provided; 

  • A current utility bill; or
  • latest bank statement; or
  • stamped tenancy agreement; or
  • latest telecommunication bills.   

Note:
1) The list is not exhaustive. The Bank may require applicant to submit additional documents on a case-to-case basis.

Application Procedures

Kindly visit any of our branches for account opening. For detailed "Terms and Conditions Governing Deposit Account", please click here.

Protected by PIDM up to RM250,000 for each depositor